Your bank, inside
every merchant's workflow.
Where financial institutions become infrastructure.
Participate in Digital Commerce
Bank accounts as a native payment method in digital checkout flows capturing transaction fees and visibility in e-commerce and in app payments without building payment infrastructure from scratch.
Deepen Corporate Relationships
Embedding your bank into a merchant s payment workflow creates stickiness that a current account or loan facility alone cannot achieve. The deeper the integration, the higher the switching cost for the merchant.
Lead Financial Inclusion
Demonstrate regulatory commitment to financial inclusion with real products and real reach not aspirational language. Serve the informal sector with infrastructure that makes inclusion commercially viable for your institution.
Drive Channel Transaction Volumes
Every connected merchant turns your teller network, ATMs, and mobile app into payment points for their customer base — increasing transaction volumes across channels without new customer acquisition cost.
Expand Into New Sectors
Education, utilities, insurance, government services, digital commerce, and the informal sector each a distinct revenue stream. TransFlow Bank enables you to serve all of them through a single platform.
Full Control, Always
TransFlow Bank is deployed within your network. All transactions post to your core banking system. Your institution retains full visibility, auditability, and regulatory compliance on every payment processed.
What TransFlow Bank Delivers
Invoice Linked Payment Collection
Permanent Merchant Account Collection
Mobile money as a bank channel, not a competitor
Bank accounts at digital checkout
Financial inclusion at scale
Every channel your customers already use
TransFlow Bank plugs into your existing banking infrastructure. You don’t replace — you extend. Every channel already in your estate becomes a merchant payment point the moment TransFlow Bank is deployed.
Strategic value that Compounds
Strategic value that Compounds
The gateway between your bank and the digital economy
TransFlow Bank sits inside your institution and connects it to the merchant ecosystem — allowing you to process payments from businesses and institutions while maintaining complete ownership of the transaction.
Customer records and identifiers
Secure Routing and Orchestration
Real-time settlement and confirmation
Your bank becomes a preferred payments partner across education, utilities, government, insurance, and digital commerce — simultaneously.
TransFlow Bank connects your core banking system to the digital commerce ecosystem, enabling you to process merchant payments, drive channel transaction volumes, and extend your reach into sectors your competitors can’t touch.
Become the infrastructure
your market depends on.
Talk to the IT Consortium team about how TransFlow Bank integrates with your core banking system, which channels you can go live on first, and what your merchant pipeline could look like within 90 days.
